Health Insurance 101 – What You Should Know!

Health insurance is a must in life. You cannot go without insurance unless you are prepared to handle a pool of medical debt that you will have to pay off out of your own pocket at all times. Are you going to have $80 to $100 on hand to visit your doctor when you need it? Will you be able to find $5,000 for that minor outpatient procedure that you need done? In most cases, people assume that they can’t afford health insurance. The reality is that you can’t afford to live without it. Health insurance provides coverage for major medical issues, basic healthcare services, routine preventative care, accidents and injuries, and even certain health screenings and special treatment services.