Important Information On Disabled Social Security Benefits

A lot of people think of social security as something which you can benefit from if you are retired. People think that this is true and that has been some of the common misconception they have. There are some people who do not know that they can benefit from social security in case they become disabled which makes them unable to work. The requirements for accepting a disability benefit for social security can be quite long and there are only a few people who can qualify for it. As you read along, you will discover more about social security and the benefits for disabled people.

First and foremost, you need to determine your insurance eligibility. This means that you should have at least 40 credits for over 10 years of continued employment. The minimum payment for social security to earn 1 credit is $1,120. For you to be able to reach 40 credits, you need to have at least 10 years of continued employment with the correct payment to social security.

Number two, they have a recent work test. The recent work test means that you have earned at least 20 credits in the last five years. You need to have a recent work experience in order to qualify for disability benefits. But for all these tests, there are alternatives which can help you in case you are disabled at an early age. This is because you will definitely not pass the credit test due to lack of work history.

Third, you have to know if you can qualify for the disability benefit. This is due to the fact that social security is strict when it comes to disability, and there are a lot who cannot qualify. In order to receive any disability benefit, you need to be totally disabled because social security will not pay for any partial amount. What this entails is that your condition will not allow you to work for a minimum of one year.

These are some of the things which can help you determine if you can be eligible for social security disability benefits. It will really help you a lot especially if you have been working a lot and you become disabled by some strange happenings. Having an extra income aside from your pension or investment will definitely help you a lot. It can help pay for your monthly dues as well as help you live comfortably. Make sure that you check everything out to ensure that you are covered fully for this.

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